Beautifully designed banking made for high net-worth individuals.
More than you’d expect.
We’re a new kind of exclusive bank. We’re more than a checking account, more than a debit card, and more than you’d expect from your bank.
The first modern private bank designed for you.
The banking and financial
platform of the future.
Letter makes it easy to give customized debit cards to family members and staff, automatically donate to charity, access investment opportunities that are only available to high net-worth individuals, and so much more.
Card design, refined.
We've designed and built our scratch resistant steel debit card to be the best card you'll ever use.
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Solid stainless steel body.
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Wireless NFC chip for contactless payments.
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Scratch resistant coating.
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Precisely engraved.
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Full card number hidden for security.
Smart wireless NFC
Wireless NFC means the Letter card is smart.
Hold the card near a register to pay.
Hold the card near your phone to activate & more.
Apple pay + Google pay
The Letter card works with both Google & Apple Pay for easy, on the go payments.
Legacy payments
The Letter card works at terminals that only support swiping or dipping.
Serious about security.
We've got you covered.
Serious about security
We got you covered.
Every Letter card, physical or virtual, has a configurable limit. That means you never have to worry about exposing your full account balance to card theft.
The Letter card hides your full account number, expiration, and CVC so you don’t have to worry.
Every Letter account is FDIC insured up to $250,000.
Easily suspend and re-activate any card at any time from the Letter app.
Know when money is moving in or out of your account and cards with configurable realtime notifications.
All the features you’d expect, with none of the fees.
Transparency means, no surprise fees.
- No monthly or service fees.
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No minimum balance fees.
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No ACH fees.
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No overdraft fees.
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No in network ATM fees.
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Free domestic wire transfers.
Elevate your banking experience and get more from Letter.
We’re pioneering next level banking.
Create multiple physical sub-cards on your account for family or staff. Each card can have its own unique card holder name and card balance.
Create multiple FDIC insured checking accounts with ATM access.
Send and receive ACH and Wires.
Anytime you use one of your cards, you’ll automatically be sending a tax deductible donation to the charity of your choice.
Create any number of virtual cards; a real debit card number, but without the physical card. These cards can be used anywhere debit cards are accepted and can even be used with Apple Pay and Google Pay.
Add any number of users to your Letter account, each with custom permissions and access levels.
Manange everything from the Letter app or website.
Partnering with charities to make a difference.
The power of giving with every swipe.
Every time you use your Letter card, we’ll automatically give a tax deductible donation to the charity of your choice. You’ll get to choose from one of our four partner charities.
Providing healthcare for people in need around the world.
Zero interest small business loans for underserved businesses.
Providing basic necessities and hope to children living in poverty.
Giving people in developing countries access to clean water.
Track your donation progress.
The Letter app makes it easy to see the impact your donations have on real people. Close your ring in the app to feed a child, build a well, pay for life saving operations, or give a 0% interest loan to a small business in need.
Our debit card brings a paradigm shift to cash-back: It's not about what you get, it's about what you give.